Transcend Relationship Money Market Account

Have More. Earn More. Your relationship matters.
The Transcend Relationship Money Market account rewards you for your loyalty! The more products you have with Transcend Credit Union, the better the rate!

Earn up to 1.85% APY*

with the Transcend Relationship Money Market Account

 (effective as of 02/19/2020)

Deposit Amount  


APY* w/All Qualifying Products

$25,000 - $99,999.99



$100,000 - $249,999.99



$250,000 OR MORE 



Take the following steps to earn a higher relationship rate!
Checking +.25% APY
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  • Minimum of $1,000 in direct deposits per statement cycle AND
  • Minimum of ten (10) transactions (Checks, ACH, or Debit) per statement cycle
Credit Card +.25% APY
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  • Complete five (5) credit card transactions per statement cycle OR
  • Maintain a balance of $2,000 or more on your credit card 
Consumer Loan +.25% APY
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  • Must have one of the following consumer loans:
    • Auto Loan
    • Secured Personal Loan
    • Unsecured Personal Loan
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  • Must have a Home Loan or Home Equity Line of Credit (HELOC) with Transcend
*APY = Annual Percentage Yield.  All loans subject to credit approval. Rates subject to change after account open.  A minimum deposit of $25,000 is required to open this account; .15% APY applied is based on the lowest tier Transcend Money Market Savings Account rate effective as of the last dividend declaration date.   For each dividend period after account open, accounts that maintain at least one qualified product will continue to receive the Transcend Money Market Savings Account lowest tier rate as well as additional basis points for each qualifying product.  Additional basis points will also be applied to accounts with balances of $100,000-249,999.99 and $250,000 or more.  All incremental rate increases shown are prospective APYs.  For any dividend period, any Transcend Relationship Money Market Savings account that has no qualifying product and an average daily balance below $25,000, will receive the lowest tier Regular Savings rate; however, if a $25,000 average daily balance is not maintained and there are no qualifying products on the account for 60 days, the Transcend Relationship Money Market Savings Account may be closed and funds transferred to Regular Savings.  Fees could reduce earnings on this account.  All terms and conditions are subject to change without notice.