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Our History

Serving our Members since 1934

Transcend Credit Union (formerly Kentucky Telco Credit Union) has played an important role in the financial well-being of our members since 1934. Our first members were Southern Bell Telephone & Telegraph Company (later BellSouth, AT&T) employees, and we are proud of our heritage serving telecom employees, businesses, and individuals. However, the name, product, and service changes of the “Telephone Company” through the years required the Credit Union to diversify its membership in order to remain financially strong.  

The state charter conversion in December 2015 opened the door for the Credit Union to serve the Louisville, Lexington, and Owensboro communities. Membership is open to anyone who works, lives, worships, or attends school in the following counties: Anderson, Bourbon, Boyle, Bullitt, Clark, Daviess, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, and Woodford in Kentucky. 

For almost 90 years, we have committed to helping our members reach their financial goals with quality products, affordable rates, and the unbeatable personal service that members deserve. The Credit Union’s financial condition remains outstanding – as documented by our Annual Report and five-star rating from BauerFinancial, Inc., the financial institution rating organization.   

Transcend Credit Union has over 46,000 members throughout Kentucky and Southern Indiana.  With 5 Louisville locations, and a branch in Lexington, Transcend Credit Union offers a full range of deposit, lending, mortgage, and investment products with access through branches, online and mobile app, and extensive ATM networks.