Couple meeting with their financial advisor

Regular Savings

Build your financial future dollar by dollar

Some people refer to their savings account as a "rainy day fund," and the money is certainly a good way to cover unexpected expenses. But on an even brighter note, every deposit can also get you one step closer to a special purchase or open the door to a world of other exciting possibilities.

  • By opening a Regular Savings Account with at least a $5 deposit, you become a Transcend Credit Union member and gain access to all our financial services
  • Build long-term financial security
  • Open multiple savings accounts to save for major life events like vacations, weddings, college costs and more
  • Earn dividends with our competitive interest rates
  • Track your progress and manage your money with Online Banking and our free mobile banking app
  • Link your Regular Savings account to your checking account for convenient overdraft protection

Want to learn more about Transcend Credit Union’s savings accounts? Give us a call or visit us in person at one of our Louisville, Kentucky branches. 


You must maintain a minimum average daily balance of $5 in your account to obtain the disclosed annual percentage yield. To avoid a monthly maintenance fee as listed in the Fee Schedule, one or more of the following is required: average daily combined deposit balances of $300 or more, a checking account, loan or credit card, under age 26 or over age 65, or the first 12 months after account opening.

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Youth Accounts

Get your little ones an early start!

Establish good savings and spending habits at a young age by opening an Elevate Eagle Savings Account for your child or grandchild.

Explore Youth Accounts