Construction items on table

Home Equity Line of Credit (HELOC)

Open the door to extra money at a moment's notice using your home's equity

Your home's value can help you qualify for a loan fund that can be used any way you wish. Money is easily accessible for home renovations, family vacations, college tuition, or unexpected expenses.

  • No closing costs
  • No annual fee
  • Instant access to HELOC funds through checks, digital banking, or at Transcend Credit Union locations
  • Competitive interest rates
  • Often used to pay down higher interest loans and credit card balances
  • Easy online application

Transcend Credit Union and its employees who are Mortgage Loan Originators are registered in the Nationwide Mortgage Licensing System (NMLS). Their identification numbers are as follows:
Transcend Credit Union                         456634 William James Schuhmann                 1722838
Shauna C. Woodruff                              1673798 Aferdita Stopher                                    1433107
Aliani Viva Hernandez                          1221053 Dana Suell                                                  476931
Matthew R. Holbrook                             434710 Carrie L. Schneidtmiller                         874672

*APR=Annual Percentage Rate. Home Equity Lines of Credit are variable-rate loans. Rates as low as 7.75% APR are based on creditworthiness, so your rate may differ. The plan has a maximum APR of 18%. No annual or advance fees. No closing costs. Proof of property insurance is required. All loans subject to approval. All terms and conditions are subject to change without notice. Additional restrictions may apply.

young woman looking at a credit card while talking on phone
Personal Checking Accounts

Unique accounts to fit your unique needs.

Transcend Credit Union has a variety of personal checking accounts to accommodate your lifestyle.