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Use our affordable motorcycle financing to kick-start your next ride

Whether it's feeling the freedom of the open road or finding an economical way to commute, you want the right motorcycle for your lifestyle. We make it easy to buy your next bike with our low rates and flexible payment terms.

  • Financing for new and used motorcycles
  • Competitive loan rates
  • Flexible terms keep your payment within your budget
  • Managing your loan with Online Banking and our free mobile app
  • Getting on the road faster with our easy application and friendly lending team

Why Get a Motorcycle Loan?

While a new motorcycle (or used with low mileage) may be found for under $6,000, the average price is about $12,000 in the United States, according to the website Statista ( While many people may be able to buy a good used motorcycle for cash, financing your motorcycle purchase is a great way to fit  the purchase into your budget. Additionally, making on-time payments to a motorcycle loan can help you build or improve your credit score.

How Do Motorcycle Loans Work?

Motorcycle loans work much like auto loans. You borrow money to purchase the motorcycle and then repay the loan in monthly installments. The monthly payment amount will depend on the total amount of the loan and the term (number of payments). Like an auto loan, motorcycle loans are usually secured by the motorcycle (also called collateral). You can calculate your potential monthly payments using our current motorcycle loan rates and loan payment calculator.

What Are the Benefits of a Transcend Credit Union Motorcycle Loan?

With so many options available to you, consider the benefits of financing with Transcend Credit Union.

  • Shop Like a Cash Buyer. With your pre-approved motorcycle loan, you can negotiate the purchase of your next bike already knowing your potential monthly payment. That way, you can focus on getting the best total price.
  • Fixed Monthly Payments. Your Transcend Credit Union motorcycle loan provides you affordable fixed monthly payments so you don’t have to worry about budget shocks.
  • No Prepayment Fees. If you decide to pay off your loan early, awesome! Transcend won’t penalize you for that achievement.


Do I Need Insurance To Get a Motorcycle Loan?

To finance any vehicle through Transcend Credit Union, you'll need to provide us with up-to-date insurance information. MyLoanInsurance is a fast, easy and secure way to get us that information. You can also email us at

Get Rolling with Transcend!

Get on the road with a new or almost new motorcycle using a Transcend Credit Union motorcycle loan today. Apply online or contact us before you get shopping.

All rates, terms, and conditions subject to change without notice. Rate may vary based on your credit profile, collateral age, and loan term. All loans subject to credit approval and collateral approval.

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Unique accounts to fit your unique needs.

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