Woman on her phone reading her debit card number

MyCash Checking

Together, we can make your teen money-smart

The teenage years are a time for new skills, greater independence, and more responsibility. Transcend MyCash Checking helps young people take big steps toward all three goals. As parents keep a watchful eye, teens learn about money management, get their own debit cards and digital banking access, and begin growing into financially responsible adults. For a limited time, Transcend is offering a $100 welcome bonus* when you open a qualifying new MyCash Account!

  • Account available to teens ages 13 to 17
  • Teen receives debit card in their name
  • Up to 10 foreign ATM fees (Transcend fee) waived per statement cycle ($2.50 each, maximum of $25)
  • No monthly service fees
  • Teen gets access to Online and Mobile Banking
  • Parent or guardian is joint owner on the account
  • Parent is able to view transactions and link their account to teen's account
  • Nationwide access to 32,000-plus surcharge-free ATMs

*APY = Annual Percentage Yield. A new account and 10 or more debit card transactions are required to receive this incentive. Only one bonus incentive per teen. No opening or minimum balance required. Bonus will be deposited into the Transcend MyCash Checking Account 30 days after account has been active and has maintained a positive balance. Transcend MyCash Checking is not a dividend-bearing account. Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. All terms and conditions are subject to change without notice.

young woman looking at a credit card while talking on phone
Personal Checking Accounts

Unique accounts to fit your unique needs.

Transcend Credit Union has a variety of personal checking accounts to accommodate your lifestyle.