Woman on her phone reading her debit card number

MyCash Checking

Together, we can make your teen money-smart

The teenage years are a time for new skills, greater independence, and more responsibility. Transcend MyCash Checking helps young people take big steps toward all three goals. As parents keep a watchful eye, teens learn about money management, get their own debit cards and digital banking access, and begin growing into financially responsible adults. 

  • 100% match on the first $100 deposited
  • Account available to teens ages 13 to 17
  • Teen receives debit card in their name
  • Up to 10 foreign ATM fees (Transcend fee) waived per statement cycle ($2.50 each, maximum of $25)
  • Free unlimited access at all Transcend Credit Union ATMs
  • No monthly service fees
  • Teen gets access to Online and Mobile Banking
  • Parent or guardian is joint owner on the account
  • Parent is able to view transactions and link their account to teen's account

Transcend MyCash Checking does not earn dividends. No opening deposit or minimum balance required.  1Deposits made within the first 30 days matched up to $100. Matched funds will be deposited the same day your deposit is made and will be deposited to the MyCash Checking account. Only one bonus incentive per teen. ²Fees from the ATM owner/network still apply. Matched amount may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. Offer may end at any time. All terms and conditions subject to change without notice. Membership eligibility required.  Federally Insured by NCUA.

young woman looking at a credit card while talking on phone
Personal Checking Accounts

Unique accounts to fit your unique needs.

Transcend Credit Union has a variety of personal checking accounts to accommodate your lifestyle.