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Prestige Checking

Earn dividends with full access to your cash

Earn every day with your checking account. The Prestige Checking Account earns dividends and offers a host of special features and benefits to deepen your relationship with us.

  • Dividend-bearing account 
  • Free SmartCash Visa® Debit Card
  • Free e-Statement
  • Mobile Banking 
  • 24/7 Online Banking and Bill Pay
  • No minimum balance to open account
  • Free unlimited access at all Transcend Credit Union ATMs

APY = Annual Percentage Yield. APYs are prospective. Dividend rates are subject to change after account is opened. No minimum deposit required to open account.  Prestige Checking requires an active Transcend loan or Prestige VISA credit card, an active SmartCash debit card, and direct deposit of at least $800 a month. Your average daily balance for the month that corresponds to the applicable account balance tier will earn the stated dividend rate and be paid on the full account balance when all Prestige Checking requirements are met. The Regular Savings second tier rate will be paid on any amount of $25,000 or more and will be paid on all balances if Prestige Checking requirements are not met. Fees may reduce earnings on Prestige Checking accounts.

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Financial Education

We’re committed to serving you and care about your financial health.

Free individualized counseling, guidance, and educational resources are available.

Explore Financial Education