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Prestige Checking

Earn dividends with full access to your cash!

Earn every day with your checking account. The Prestige Checking Account earns dividends and offers a host of special features and benefits that are activated when paired with a Transcend loan or credit card or use your free debit card and set up direct deposit.*

  • Dividend-bearing account
  • Free SmartCash Visa® Debit Card
  • Free e-Statement
  • Mobile Banking
  • 24/7 Online Banking and Bill Pay
  • No minimum balance to open account
  • Free unlimited access at all Transcend Credit Union ATMs

Does the Prestige Checking Account have a monthly fee?

The Prestige Checking account does not have a monthly maintenance fee.

Do I need to become a member of Transcend Credit Union to open a checking account?

Yes, membership is required to hold an account at Transcend. The good news is, it is extremely easy to become a member with a regular savings account. A balance of $5.00 all that is required to maintain membership status.

How does the Prestige Checking Account earn interest?

The Prestige Checking Account pays dividends (interest) on balances any month you have an active Transcend CU loan or Prestige credit card, or have direct deposit of $800 or more and use your debit card. Transcend Credit Union also offers the Rate Rewards Checking Account that pays dividend rates based on your checking account balance. You may also want to consider Benefits Checking that is packed with features including cellphone protection and shopping rewards.

Earn more with a Transcend Credit Union Prestige Checking Account

Don’t wait to start earning more with your checking account balances. Open your account online or visit one of our branch locations today.

* APY = Annual Percentage Yield. APYs are prospective. Dividend rates are subject to change after account is opened. No minimum deposit required to open account.  Prestige Checking requires an active Transcend loan or Prestige VISA credit card, an active SmartCash debit card, and direct deposit of at least $800 a month. Your average daily balance for the month that corresponds to the applicable account balance tier will earn the stated dividend rate and be paid on the full account balance when all Prestige Checking requirements are met. The Regular Savings second tier rate will be paid on any amount of $25,000 or more and will be paid on all balances if Prestige Checking requirements are not met. Fees may reduce earnings on Prestige Checking accounts.

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