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Personal Loans

Access to the cash you need when you need it

Personal loans are often used for immediate needs - such as home or auto repairs, medical bills, or other unexpected expenses. But they're also a good source of cash for some of life's pleasures, including family vacations and holiday festivities. Whatever you want to do, you'll find that our loans come with flexible terms that lead to affordable monthly payments. And it all starts with an easy online application process.

  • Borrow funds without putting up collateral
  • Enjoy an easy application process and quick access to funds
  • Receive competitive interest rates
  • Manage loan and monthly payments with Online Banking or our free mobile app
  • Count on friendly assistance from our knowledgeable lending team


Why Get a Personal Loan?

Personal loans are a very flexible way to make major purchases or expenses fit your budget. The loan does not specify how you spend the funds and breaks repayment into a scheduled set of fixed payments.


How Do Personal Loans Work?

Personal loans are usually an unsecured installment loan that provides you with a funds in a lump sum, which you can use for just about any purpose. Repayment payments are based on the rate and term determined at the time of application. You can estimate monthly payments using our current personal loan rate and loan payment calculator.


What Are the Benefits of a Transcend Credit Union Personal Loan?

With so many options available to you, consider the benefits of taking out a personal loan with Transcend Credit Union.


Fixed Monthly Payments and Predictable Repayment Schedule. Your Transcend Credit Union personal loan provides you affordable fixed monthly payments over a specific term. This makes budgeting and managing your debt easier.


Flexible Use. Unlike other specific-use loans like auto loans and mortgage loans, personal loans can be used for a variety of expenses, including consolidating debts, appliances, repairs, weddings, and vacations (to name just a few).


Get the Cash You Need Now with Transcend!

If you need money now, there is no reason to wait. Apply online or contact us to get started.

Terms and conditions subject to change without notice. All loans subject to credit approval. Rate may vary based on individual creditworthiness.

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