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Auto Purchase & Refinance

Drive down your payment with an auto loan from Transcend Credit Union

Whether you are purchasing or refinancing, take advantage of Transcend Credit Union's money-saving rates, flexible terms, and a fast approval process to get an auto loan payment that fits your budget.

  • Loans for new and used cars, trucks, SUVs, and vans
  • Flexible terms and low rates lead to budget-friendly monthly payments
  • Convenient automatic payment available
  • Up to 90 days with no payment

Direct Dealer Lending

Can we make auto-buying even easier? Absolutely. By purchasing a vehicle at a participating dealership, you can get Transcend Credit Union's financing right on the spot.

Auto Insurance Verification

To finance a vehicle through Transcend Credit Union, you'll need to provide us with up-to-date auto insurance information. MyLoanInsurance is a fast, easy and secure way to get us that information. You can also email us at

All rates, terms, and conditions subject to change without notice. Rate may vary based on your credit profile, vehicle age, and loan term. All loans subject to credit approval and collateral approval. Offers cannot be combined with any other offer. If qualified and approved, first payment due 90 days after close of auto loan. Interest will continue to accrue up to first payment date.

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