Woman posing against the hood of her car

Debt Protection and Auto Protection Services

Take control of your financial well-being

During difficult times, we can help you manage your loan payments and debt load. Whether it's for your vehicle or various personal loan and credit products, our options deliver peace of mind.

Debt Protection1

When closing on your next loan, you may want to take an extra precaution. For an affordable fee, you can protect your loan payments against death, disability, and involuntary unemployment.

Guarantee Asset Protection (GAP)

On average, a new vehicle depreciates 20% in the first year. If your insured vehicle is totaled in an accident, or stolen and unrecoverable, your insurance payout might be based on the car’s actual cash value, not what you paid for it. That could leave you with no car and a big bill to pay.

  • Guaranteed Asset Protection (GAP) is a voluntary, non-insurance product that covers the “gap” between the vehicle’s value and what you still owe

Ultimate Protection Plan

This plan covers four different areas on your vehicle or when you break down and need assistance – all for one low cost.

  • Door ding and paintless dent repair protection
  • Windshield repair protection
  • 24/7/365 emergency roadside assistance
  • Tire and wheel protection

Ask us how to add the Ultimate Protection Plan to your auto loan.

Route 66 Extended Warranty

Get additional protection with this Mechanical Breakdown Protection for your new or used vehicle.

  • Zero deductible
  • Nationwide coverage
  • 24/7/365 emergency roadside service
  • Transferable when you sell your vehicle
  • 30-day money-back guarantee
  • Trip interruption

Ask us about adding this Route 66 Extended Warranty to your auto loan.
Want to learn more about Transcend Credit Union’s debt protection services? Give us a call or visit us in person at one of our Louisville, Kentucky branches.

1CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries, and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.

Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Debt Protection is not federally insured nor the obligation of the credit union or any affiliate entity.

young woman looking at a credit card while talking on phone
Personal Checking Accounts

Unique accounts to fit your unique needs.

Transcend Credit Union has a variety of personal checking accounts to accommodate your lifestyle.