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Home Equity Line of Credit (HELOC)

Open the door to extra money at a moment's notice using your home's equity


Take advantage of the equity in your Louisville, Kentucky home with a home equity line of credit (HELOC) from Transcend Credit Union. Money is easily accessible for home renovations, family vacations, college tuition, or unexpected expenses.

  • No closing costs
  • No annual fee
  • Instant access to HELOC funds through checks, digital banking, or at Transcend Credit Union locations
  • Competitive interest rates
  • Often used to pay down higher interest loans and credit card balances
  • Easy online application



Transcend Credit Union and its employees who are Mortgage Loan Originators are registered in the Nationwide Mortgage Licensing System (NMLS). Their identification numbers are as follows:
 
Transcend Credit Union                         456634 William James Schuhmann                 1722838
Shauna C. Woodruff                              1673798 Aferdita Stopher                                    1433107
Aliani Viva Hernandez                          1221053 Dana Suell                                                  476931
Matthew R. Holbrook                             434710 Carrie L. Schneidtmiller                         874672
Want to learn more about home loans at Transcend Credit Union? Give us a call or visit us in person at one of our Louisville, Kentucky branches.

*APR=Annual Percentage Rate. Home Equity Lines of Credit are variable-rate loans. Rates as low as 7.75% APR are based on creditworthiness, so your rate may differ. The plan has a maximum APR of 18%. No annual or advance fees. No closing costs. Proof of property insurance is required. All loans subject to approval. All terms and conditions are subject to change without notice. Additional restrictions may apply.











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Personal Checking Accounts

Unique accounts to fit your unique needs.

Transcend Credit Union has a variety of personal checking accounts to accommodate your lifestyle.