Skip-A-Pay

Avoid financial stress and reach your financial goals

Skip up to TWO payments per year on qualified loan types any time from January through December at a nominal cost of $25.

The extra cash can help:

• Replace depleted savings
• Purchase needed supplies
• Pay down debt

To qualify for Skip-A-Pay:

• Six full months of on-time payments are required between any two Skip-A-Pays.
• Loan must have six months of payments to qualify.
• Does not apply to credit cards or loans secured by real estate.
• Other restrictions apply*.

For more information, contact us at 502-459-3000 or visit one of our Louisville, Kentucky branches. Eligible members can skip their payments on the digital banking app or website. 

Skip-A-Pay Form

*Pending final approval, the loan payment to be skipped is the payment(s) due at the time the signed application and contract is received. Transcend Credit Union must receive the completed Skip-A-Pay application at least 15 days before requested skipped periodic payment is otherwise first due. Other terms and conditions apply. All terms and conditions are subject to change without notice. If a payment is skipped for any loan chosen, interest will continue to accrue during the skipped payment period.