Personal Loan

   chalk board image of various images, such as a house, a beach, and a car.
Interest Rates Certified by Datatrac

Rates as low as 5.99% APR*- Up to 60 Months

A personal loan is a great resource to help you with smaller purchases or unexpected needs that come up at different times in your life. Transcend Credit Union offers competitive rates, flexible terms and affordable payments!

There are a lot of reasons for a personal loan:

  • Debt consolidation
  • Vacations
  • Home improvement projects 
  • Car expenses, or
  • Anything in between 


You can easily apply by: 

1. Mobile app

2. Calling (502) 459-3000 

3. Visiting any of our branches

4. Clicking the link below!

Apply Now


*APR= Annual Percentage Rate. Lowest personal loan rate is 5.99% APR includes 1% discount for toy donation. Longest term offered is 60 months. Your rate may vary based on credit profile and loan term. Payment example based on the terms above: Estimated monthly payment for personal loan of $10,000 at 5.99% APR for 60 months is $193.28. Offer of credit cannot be combined with any other offer. Existing Transcend Credit Union personal loans do not qualify. All rates, terms, and conditions subject to change without notice. All loans subject to approval. Other restrictions may apply.