Flex Auto Loan

THE LOW PAYMENT OF A LEASE, WITH MORE FLEXIBILITY THROUGHOUT THE LOAN

Looking for an auto loan with added flexibility? Interested in lower monthly payments on a new or used car? Discover if Transcend's Flex Auto Loan is the right choice for you!

GET A FLEX AUTO LOAN QUOTE

FLEX AUTO VS CONVENTIONAL FINANCING

• Enjoy lower monthly payments with savings up to 40%.
• Choose flexible loan terms ranging from 24 to 72 months for models up to 5 years old.
• Payments reflect the vehicle's usage (depreciation), with a final balloon payment determined by the resale value at the end of the loan.
• Minimizes the negative equity risk associated with traditional auto loan financing.
  
  

FLEX AUTO VS LEASING

• Unlike most leases, you can pay off your loan, sell, or trade your vehicle anytime with no pre-payment penalty, OR
• Simply return the vehicle at loan maturity instead of paying the final balloon payment and walk away with no end-of-loan term hassles*
• Unlike leasing, both new and pre-owned vehicles up to 5 years old qualify for the Flex Auto Loan Program low payment financing.
• Unlike leasing, you own the vehicle (titled in your name - not the leasing company's)
• Lower excess mileage charge than most leasing programs of only $0.10 per mile
• Transcend's Flex Auto Loan Program requires no money down and has no hidden costs typically found in leasing (i.e. high money factor, up front capitalization cost, acquisition fees, security deposit, first and last payment, etc.)
• Moving? No problem. Unlike leasing, if you choose to turn your vehicle in, we will pick it up anywhere in the U.S. No long drives back to the dealer, we come to you.

Take advantage of this great offer. 

*All loans subject to approval. Insurance required on all secured loans. $195 fee is applicable, and member may be subject to additional mileage or excessive wear costs. Must be a member of the Credit Union to obtain a loan. $5 share deposit required for membership."

All rates, terms, and conditions subject to change without notice. Rate may vary based on your credit profile, vehicle age, and loan term. All loans subject to credit approval and collateral approval. Offers cannot be combined with any other offer. If qualified and approved, first payment due 90 days after close of auto loan. Interest will continue to accrue up to first payment date.