Kentucky & Indiana Auto Loans


Need to make a payment? 
*All rates, terms, and conditions subject to change without notice.  Rate may vary based on your credit profile, vehicle age, and loan term.  All loans subject to credit approval and collateral approval.  Offers cannot be combined with any other offer. Existing Transcend Credit Union auto loans do not qualify.  A one-time bonus of $500 will be given after closing for loans of $50,000 and over and a $250 bonus given for loans of $15,000 to $49,999.99.  Cash back incentive eligible on refinance loans only.  If qualified and approved, first payment due 90 days after close of auto loan. Interest will continue to accrue up to first payment date. Rates effective November 1, 2021.
Interest Rates Certified by Datatrac

Direct Dealer Lending
Transcend Credit Union, along with selected auto dealers, is offering you a deal that will make financing a new or used car a breeze! Simply choose to purchase your new or used vehicle at a participating dealership and finance your purchase right on the spot through Transcend Credit Union!

  • Low rates and affordable payments
  • Flexible terms
  • No prepayment penalties
  • Automatic payment available

Automobile Insurance Verification

To make sure you have the most up to date insurance information required by Transcend Credit Union, MyLoanInsurance is a fast, easy and secure way to get us that information. You can also email us at