Kentucky & Indiana Auto Loans

Apply Now!



Need to make a payment? 



*APR = Annual Percentage Rate. Rate may vary based on your credit profile, vehicle age, and loan term. All loans subject to credit approval and collateral approval. Rate as low as 5.74% APR effective 5/17/2023. For example, a $30,000 auto loan financed for 63 months at 5.74% APR has a monthly payment of $552.67. Examples for 63-month and 99-month auto loans are for illustrative purposes only. Terms exceeding 87 months require a $30,000 minimum loan amount. Offers cannot be combined with any other offer. 1After closing, a one-time bonus of $500 will be given for loans of $50,000 and over; $250 for loans $15,000 to $49,999.99. Cash back incentive eligible on refinance loans only. Existing Transcend Credit Union auto loans do not qualify. If qualified and approved, first payment due 90 days after close of auto loan. Interest will continue to accrue up to first payment date. Offer effective 5/17/2023. All promotions, rates, terms, and conditions subject to change without notice.

Interest Rates Certified by Datatrac

Direct Dealer Lending
Transcend Credit Union, along with selected auto dealers, is offering you a deal that will make financing a new or used car a breeze! Simply choose to purchase your new or used vehicle at a participating dealership and finance your purchase right on the spot through Transcend Credit Union!

  • Low rates and affordable payments
  • Flexible terms
  • No prepayment penalties
  • Automatic payment available

Automobile Insurance Verification

To make sure you have the most up to date insurance information required by Transcend Credit Union, MyLoanInsurance is a fast, easy and secure way to get us that information. You can also email us at