Auto Refinance Promotion

Limited time offer!

 
 

Refinance your qualified auto loan with Transcend and receive a free 11th-generation Apple iPad!**



If you have a high-interest rate loan on your car from another financial institution, it's time to refinance with Transcend!

We offer:

  • Flexible terms
  • Rates as low as 4.69% APR*
  • An easy online application
  • No payments for 90 days***
  • And a free 11th-generation Apple iPad**
 
Get started in minutes when you Apply Now!
 

 Why Refinance Your Auto Loan?

 
  • If your credit score has improved at all since you first took out your loan, you may be able to get a lower interest rate now which could reduce your monthly payment!
  • If you currently have a variable rate loan, you may wish to change to a fixed-rate loan to avoid the risk of rising rates.
  • If you are generally unhappy with your current lender's customer service.

Apply Online or Contact Us for more information!












*APR (annual percentage rate) effective 07/01/2025. Rate may vary based on credit profile, vehicle age, and loan term. Lowest available 4.69% APR for external refinances up to 66-month term for 2023 model year or newer and includes a 0.50% discount for external refinance, and the maximum of two of the following 0.25% discounts: automatic payments, 20% equity, GAP purchase, warranty purchase, or Auto Protection Plan purchase. Existing Transcend Credit Union auto loans do not qualify for Apple iPad or 0.50% rate reduction. All loans are subject to credit and collateral approval. Not all applicants will qualify. Cannot be combined with any other offer. All rates, terms and conditions subject to change without notice. Membership eligibility required. Offer ends 08/31/2025. 
**After closing, an Apple iPad (11th-generation, MSRP $349) will be provided as a bonus for external refinances of $20,000 or more. Offer valid while supplies last and is subject to change or termination at any time without notice. Apple is not affiliated with or a sponsor of this promotion. iPad must be picked up at the Middletown branch location at 12104 Shelbyville Road, Louisville, KY 40243. iPad can also be exchanged for a $350 incentive deposit to Regular Savings for non-local members.
***First payment due 90 days after closing; interest accrues during 90-day period. 
 
Federally Insured by NCUA