Limited time offer!
Refinance your qualified auto loan with Transcend and receive up to $400 Cash Back**
Got a high-interest car loan? Refinance with us and save!
We offer:
- Flexible terms tailored to you
- Car loan rates as low as 4.69% APR*
- A quick & easy online application
- No payments for 90 days***
- Plus, get up to $400 Cash Back!**
Get started in minutes when you Apply Now!
Why Refinance with Transcend?
- Lower your monthly payment: Score lower interest rates and pay less monthly!
- No hidden fees: What you see is what you get-- no surprises.
- Hassle-free customer service: Not loving your current lender's service? Switch to us for local, hassle-free support!
- Keep your car, ditch the rate: Love your current ride, but not your interest rate? We can fix that.
Apply Online, Contact Us or visit one of our Louisville, Kentucky locations for more information!
*APR effective 09/1/2025. Lowest available APR is 4.69%: 63-month term for 2023 model year or newer and includes .50% discount for external refinance, .25% discount for GAP purchase, and a .25% discount for warranty purchase. Rate may vary based on credit profile, vehicle age, and loan term. Payment example: $30,000 loan, 63 month term = $538.19 per month at 4.69% APR.
1After closing, a one-time bonus of $400 given for loans of $40,000 or more; and $200 for loans $15,000 to $39,999.99. Minimum loan amount of $15,000 to qualify for bonus. Existing Transcend Credit Union auto loans do not qualify for cash back. Bonus will be deposited to Regular Savings account within thirty days of closing. Bonus may be taxable as interest income and reported on IRS form 1099-INT. Consult your tax advisor.
2First payment due 90 days after closing; interest accrues during 90-day period. All loans subject to credit and collateral approval. Not all applicants will qualify. Cannot be combined with any other offer. All rates, terms, and conditions subject to change without notice. Membership eligibility required.
Federally Insured by NCUA