Limited time offer!
Refinance your qualified auto loan with Transcend and receive up to
$500 Cash Back!1
Got a high-interest car loan? Refinance with us and save!
We offer:
- Flexible terms tailored to you
- Car loan rates as low as 5.19% APR2
- A quick & easy online application
- Plus, earn cash back based on the value of your loan!
Get started in minutes when you Apply Now!
Why Refinance with Transcend?
- No hidden fees: What you see is what you get-- no surprises.
- Hassle-free customer service: Not loving your current lender's service? Switch to us for local, hassle-free support!
- Keep your car, ditch the rate: Love your current ride, but not your interest rate? We can fix that.
Apply Online, Contact Us or visit one of our Louisville, Kentucky locations for more information!
APR (Annual Percentage Rate) effective 9/1/26. 1After closing, a one-time bonus of $250 will be given for qualified refinanced loans between $15,000 - $39,999.99 and $500 for $40,000 and over. Qualifying loan means a refinanced auto loan currently financed with another lender. Existing Transcend Credit Union auto loans do not qualify for cash back. Bonus will be deposited to Regular Savings account within thirty days of closing. Bonus may be taxable as interest income and reported on IRS form 1099-INT. Consult your tax advisor. 2Rates as low as 5.19% APR for a 2024 model vehicle or newer and include available discounts of 0.50% for external refinance, 0.25% for GAP purchase, and 0.25% for warranty purchase. Optional products are not required to obtain credit; however, the stated APR includes discounts associated with their purchase. Rate may vary based on creditworthiness, vehicle age, and loan term. All loans subject to credit and collateral approval. Floor rate is 5.19% APR. Not all applicants will qualify. All rates, terms, and conditions subject to change without notice. Membership eligibility required.
Federally Insured by NCUA