Auto Refinance Promotion

Limited time offer!


Refinance your auto loan with Transcend and the first payment is on us!

If you have a high-interest rate loan on your car from another financial institution, it's time to refinance with Transcend!

We offer:

  • Flexible terms
  • Rates as low as 6.24% APR*
  • Easy online application
Get started in minutes when you Apply Online!

 Why Refinance Your Auto Loan?

  • Lower payment
    • If your credit score has improved at all since you first took out your loan, you may be able to get a lower interest rate now which could reduce your monthly payment.
  • Change of loan type
    • If you currently have a variable rate loan, you may wish to change to a fixed-rate loan to avoid the risk of rising rates.
  • Unhappy with current lender's customer service
  • Wish to add or remove a co-borrower 

Apply Online or Contact Us for more information!

*APR = Annual Percentage Rate. All loans subject to credit and collateral approval. Not all applicants will qualify. Rate may vary based on your credit profile, vehicle age, and loan term. Offer eligible on refinance loans only. Existing Transcend Credit Union auto loans do not qualify for offer. Cannot be combined with any other offer. On the first due date of the auto loan, the monthly payment, up to $750, will be made by the Credit Union. If the monthly payment obligation exceeds $750, you will be responsible for the remainder of the payment. If the monthly payment obligation is less than $750, then the offer will cover the first payment only. No cash back. The maximum benefit is $750. Offer effective 1/1/2024. All offers, promotions, rates, terms, and conditions subject to change without notice. Membership eligibility required.