- Free SmartCash Visa® Debit Card
- Free e-Statement
- Mobile banking
- Online banking and bill pay
- Access to over 32,000 surcharge - free ATMs across the United States
- No minimum balance to open account
No minimum balance is required to open or maintain a Classic Checking Account. Classic Checking Accounts do not earn dividends. Any Classic Checking account with fewer than 5 combined check/e-pay/debit card transactions per calendar month will be charged a Monthly Minimum Activity Fee of $5. To avoid the imposition of the Monthly Minimum Activity Fee, one or more of the following is required: average daily combined deposit balances of $300 or more; a loan or credit card, you are under age 26 or over age 65; or for the first month the checking account is open.