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Classic Checking

The account that meets your needs


Life can be complex enough. When it comes to finances, the best approach is often to stay simple. But there is a long list of tools that save you time and allow you to manage money 24/7 in the most convenient ways possible.

  • Straight-forward, simple money management
  • 24/7 Online Banking and Bill Pay
  • Free Mobile Banking
  • Mobile check deposit available
  • SmartCash Visa® Debit Card for easy in-store and online purchases
  • Free unlimited access at all Transcend Credit Union ATMs


No minimum balance is required to open or maintain a Classic Checking Account. Classic Checking Accounts do not earn dividends. Any Classic Checking account with fewer than 5 combined check/e-pay/debit card transactions per calendar month will be charged a Monthly Minimum Activity Fee of $5. To avoid the imposition of the Monthly Minimum Activity Fee, one or more of the following is required: average daily combined deposit balances of $300 or more; a loan or credit card, you are under age 26 or over age 65; or for the first month the checking account is open.











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Youth Accounts

Get your little ones an early start!

Establish good savings and spending habits at a young age by opening an Elevate Eagle Savings Account for your child or grandchild.

Explore Youth Accounts