Certificates

four glass jars with coins in them
Interest Rates Certified by Datatrac

 

 

Deposit Specials!  

 

Contact us at 502-459-3000 or at DepositSpecials@transcendcu.com to learn more about our current Deposit Specials!



Choose the term length that works for you and let your money grow.
All APYs effective as of 3/06/2023          

 Term  APY*
90 day 1.90%
6 month 2.15%
12 month
2.40%
18 month 2.50%
24 month 2.65%
36 month 3.00%
48 month 3.05%
60 month 3.10%

*Annual Percentage Yield.
Certificate rates are reviewed weekly and are subject to change. A $500 minimum is required for all Certificate Accounts. Certificates are subject to penalty for early withdrawal. APY is accurate as of the last dividend declaration date. Fees may reduce earnings on Certificate Accounts.
BUMP Certificates 
Give your rate a one-time Boost! Lock in a great rate now with a one-time option to BUMP UP to a better rate during the term of your certificate.

24 month.................................................................................................2.50% APY*
36 month.................................................................................................2.85% APY*
 
 

*APY = Annual Percentage Yield.  This offer, including both stated APY's, is effective as of March 6, 2023.  The Credit Union reserves the right to end or modify this offer at any time.    24 Month and 36 Month Bump Certificates require a $5,000 minimum opening deposit.  During the term noted for either bump certificate, there will be a one-time only option for a member to increase to a better rate during that term.  This increase will be limited to a maximum of up to 50 basis points.  Rates matched by the Credit Union are limited to those comparable to only state and local financial institutions. Early withdrawals prior to maturity are subject to penalty.  Early withdrawals will reduce earnings.  Additional deposits may not be made to the certificate accounts during their certificate terms.  All certificates require a $500 minimum balance.  Certificates with balances that go below $500 are subject to closure. Certificate rates are reviewed weekly and are subject to change.  All terms and conditions are subject to change without notice. Federally Insured by NCUA. Fees may reduce earnings on Certificate Accounts. All terms and conditions noted are valid only for the 24 Month and 36 Month Bump certificates and are not valid on existing 24 Month and 36 Month certificates.