Skip A Pay

Skip Your Monthly Loan Payment image with silhouette of a man jumping


Transcend Credit Union is here to help.

The extra cash can help:

  • Replace Depleted Savings
  • Purchase Needed Supplies
  • Pay Down Debt
We offer up to two payment skips per year for qualified loan types!*
  • One skip-a-payment any time January through November at a nominal cost of $25
  • One FREE in the month of December

To Qualify for Skip-a-Pay:

  • One payment required between any two Skip-a-Pays
  • Loan must have six months of payments to qualify
  • Does not apply to credit cards or loans secured by real estate
  • Other restrictions apply**


For more information, contact us at 502-459-3000. Eligible members can skip their payment through their e-Teller account .

 Skip-a-Pay Form


*The Skip-A-Pay Program excludes mortgages, home equity loans and home equity lines of credit, credit cards, lines of credit, one-time pay loans, and business loans.

**Pending final approval, the loan payment to be skipped is the payment(s) due at the time the signed application and contract is received. Transcend Credit Union must receive the completed Skip-A-Pay application at least 15 days before requested skipped periodic payment is otherwise first due. Other terms and conditions apply. All terms and conditions are subject to change without notice. If a payment is skipped for any loan chosen, interest will continue to accrue during the skipped payment period.