Transcend Credit Union

Celebrate your independence with a Lower Auto Payment

with refinance rates as low as

5.99% APR*

Earn up to $700 cash back and 90 days of no payments!


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Buy your dream home today!

Transcend's 5/5 Rate Relief Home Loan

with rates as low as

5.99% / 6.252%APR*

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Prestige VISA

with fixed rates
as low as



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welcome to transcend credit union

Our mission is to help our members reach their financial goals with quality products, affordable rates, and the unbeatable personal service that members deserve. We've been serving the financial needs of Louisville, Lexington, and surrounding counties since 1934. Our six branches provide the highest level of service and the most competitive rates you’ll find in the area - all designed to meet your needs.

Need extra assurance? Click the video below to listen to a real testimonial from one of our members!

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 Financing a new or used car is a breeze!

 At Transcend Credit Union, we offer flexible terms and payment options. Contact our loan SPECIALIST to get started today.
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Personal Checking Accounts

Unique accounts to fit your unique needs.

Transcend Credit Union has a variety of personal checking accounts to accommodate your lifestyle.

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Individual Retirement Accounts

IRAs are a great way to start saving for retirement.

We can help you plan for life after retirement with Traditional IRA or Roth IRA savings accounts.

Explore IRAs

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Youth Accounts

Get your little ones an early start!

Establish good savings and spending habits at a young age by opening an Elevate Eagle Savings Account for your child or grandchild.

Explore Youth Accounts


Click below to make a payment on your Transcend loan from an account at another financial institution.

Pay My Loan

Click below to view our branch locations.

Location and hours