

Exclusive Financial Benefits for Your Employees
Support your team's financial wellbeing with exclusive perks through Transcend Credit Union. Our workplace partnership program gives your employees-- and their immediate family members-- access to special banking incentives, personalized financial support, and tools designed to help them save more and stress less.
We're offering incentives up to $1,500 cash back for your employees!1
For more than 90 years, Transcend Credit Union has been serving the financial needs of Louisville, Lexington, and surrounding counties. Right now, come into any of our convenient locations or apply online to receive cash back for taking advantage of these exclusive offers!
- Exclusive Auto Loan Incentives2: Earn up to $750 for refinancing an auto loan of $15,000 or more. Enjoy low rates, affordable payments, and flexible terms. Automatic payments are available, and there are no prepayment penalties.
- Exclusive Checking Account Incentives3: Receive $300 if you open a checking account, perform 20 debit card transactions, and set up a direct deposit of $500 or more. If you sign up for online or mobile banking, you will receive $100. You will receive an additional $100 for enrolling in e-statements.
- Exclusive Credit Card Incentives4: Earn $250 when you open a Prestige Visa credit card and make a minimum of $1,000 in purchases within the first 90 days of opening your membership. You'll love our low fixed rates!
Benefits for Employers
As an exclusive partner with Transcend, we offer a range of no-cost services designed to support your organization and employees. Your dedicated Business Development partner will take the time to understand your unique business needs and develop a customized plan that helps your team thrive. Best of all, we handle the details to make the process simple and seamless for you.
Financial Wellness Workshops: We are committed to promoting financial wellbeing for our members, staff and community. Support your employees in preparing for their financial future through virtual or onsite visits and personalized one-on-one budget coaching.
Virtual or Onsite Visits: Your dedicated Business Development partner is available to participate in new-hire orientations, staff meetings, benefit fairs, and employee wellness events. We collaborate with you to enhance financial confidence while boosting employee engagement.
Why should you partner with us?
In addition to our great incentives, we also offer:
- Financial Wellness Resources: Keep your employees engaged and on track to reach their financial goals with our GreenPath partner webinars, personalized in-person and online assistance, and our financial wellness blog.
- A Variety of Checking Accounts for All Ages: Our checking accounts work smarter and harder for you with features like higher yields, lower fees, and lots of free services including digital banking.
- Flexible Loan Terms and Affordable Rates: We offer loans on new, used and refinanced vehicles and real estate loans, including mortgages and home equity lines of credit.
Want to learn more about our workplace partnership program? Give us a call or visit us in person at one of our Louisville, Kentucky branches.
New member accounts only. One per person. Limited time offer. $5 minimum balance required in regular savings account to open and maintain membership in good standing. Account opening subject to credit union approval. Membership eligibility required. 1$1,500 cash back earned by the following: Up to $750 for a refinanced auto loan, up to $500 for checking accounts, and $250 for the Prestige Visa credit card. Membership must be open 90 days before bonus will be deposited to regular savings. Regular Savings APYs as of 9/1/2025: .05% for $0- $14,999.99; .10% for $15,000-$49,999.99; .15% for $50,000 or more. Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. Not valid with other offers. 2Auto refi Incentives up to $750. Rate may vary based on your credit profile, vehicle age, and loan term. All loans subject to credit and collateral approval. A one-time bonus of $750 will be given for loans of $60,000 and over; $500 for loans $40,000 to $59,999.99; and $250 for loans of $15,000 to $39,999.99. Cash back incentive eligible on refinance loans only. Existing Transcend Credit Union auto loans do not qualify. First payment is 90 days deferred. Interest accrues during 90-day period. 3Checking account incentives up to $500 valid only on GoGreen, Rate Rewards, Benefits, and Prestige checking accounts. Must perform 20 debit card transactions and have an aggregate direct deposit of $500 or more in any one month during first 90 days of membership to earn $300 bonus. Must enroll in electronic statements during the first 90 days of membership to earn $100 bonus. Must enroll in online banking or mobile banking within first 90 days of membership to earn $100 bonus. 4Prestige Visa Incentive of $250. Subject to credit approval. One offer per person. Requires minimum of $1,000 in purchases post to the credit card within the first 90 days of membership to earn $250 bonus. Once qualified, the $250 will be deposited to the regular savings share. 0% Introductory APR is effective for six complete billing cycles after account opening. When the Introductory APR ends, the fixed APR will be the rate disclosed to you at account opening and found in the account opening disclosures. This APR is applied to new and outstanding balances, balance transfers, purchases, and cash advances. Fixed APRs range between 8.9% - 17.9%. Rate may vary based on individual creditworthiness. The Prestige Visa credit card has no annual fee, cash advance fee, or balance transfer fee. Late and returned payment fees up to $27. Foreign transaction fee is 1% of each transaction in U.S. dollars. All rates, terms, and conditions subject to change without notice.
