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Transcend Credit Union

Credit Cards


Prestige Visa Credit Card

By using your Transcend Credit Union Prestige Visa Credit Card, you have the freedom to make purchases without carrying large sums of cash. And perhaps best of all, your monthly statement permits you to monitor every purchase and payment you make.

Benefits Include: 
    • As low as 8.90% APR*
    • NO Annual Fee
    • Minimum 25-day grace period on purchases
    • NO fee Balance transfers and cash advances
    • FREE e-Statements
Promotional period starts August 1, 2018 and ends September 28, 2018.  Receive a $150  cash incentive on balance transfers of at least $5,000 from another financial institution to your existing Transcend Prestige Visa Credit Card account.  Multiple balance transfers completed in the same day totaling a minimum of $5,000 are acceptable.  Incentives will be paid into Regular Savings by October 31, 2018.  Regular Savings lowest tier APY effective August 1, 2018 is 0.05%.  Transfers must be made from another financial institution to Transcend Prestige Visa Credit Card account.  Promotion does not apply to existing Transcend Prestige Visa Credit Card balances.  All terms and condition are subject to change without notice.  A credit limit increase to take advantage of this promotion requires a review of the account and is subject to credit approval.  Call 1.800.292.9490 for additional details.

Extra Awards banner with images

Get more from life. Get Extra Awards®.

Extra Awards® is your points program where every qualifying purchase, financial service, or account gets you closer to your dreams.

It’s simple. Use your Transcend Credit Union Prestige Visa card and watch your points add up. When you’re ready to redeem, simply log in to your account, select your award, and order. You’ll be enjoying life’s Extra Awards® in no time. 

*APR = Annual Percentage Rate. 8.9% APR is best rate effective 09.01.17. Your rate will be based on credit profile and subject to credit approval; your rate may differ. Rates subject to change at any time.