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Youth Savings

Elevate Eagle Savings Account: Get your little ones an early start!


With its higher earnings rate, this kids savings account is a good place for parents to keep cash that will help shape their child's future. It's also a good way to begin teaching young people to be smart savers and careful spenders.

  • For children ages 0-12 years old
  • We offer a 100% match on the first $50 deposited1
  • Earn 5.00% APY* on the first $1,000 for the first 12 months2
  • Save for future purchases, camps, college, cars, and more
  • Learn basic money management skills


MyCash Savings Account: Preparing for the real world.


The teenage years are a time when young people become more independent. Our MyCash Savings Account gives them a chance to manage their own money and learn the financial education skills they need to become responsible adults.

  • For teens ages 13-17 years old
  • 100% match on the first $50 deposited!1
  • Earn 5.00% APY* on the first $1,000 for the first 12 months2
  • Use free Online and Mobile Banking to track progress and manage money
  • Learn more advanced money management skills

Want to learn more about Transcend Credit Union’s savings accounts? Give us a call or visit us in person at one of our Louisville, Kentucky branches. 




*APY = Annual Percentage Yield. APY accurate as of 3/1/2026. This is a variable rate account. Dividend rates may change after the account is opened. No opening or minimum balance required. 1Deposits made within the first 30 days are matched up to $100. Matched funds will be deposited the same day deposits are made to the new account. Balances up to $1,000.00 for the first 12 months after account opening earn a 5.00% APY. Balances over $1,000 and balances after the first 12 months from account opening will receive the applicable tier Regular Savings rate. Regular Savings APYs as of 3/1/2026: $0 - $14,999.99 is .05%, $15,000 - $49,999.99 is .10%, $50,000 or more is .15%.  One account per minor. Bonus may be taxable as interest income and reported on IRS Form1099-INT. Consult your tax advisor. All terms and conditions are subject to change without notice. Membership eligibility is required. Federally Insured by NCUA