Youth Accounts


Our MyCash Checking Account is the perfect starting checking account for teenagers who are ready to learn financial responsibility. 

  • Ages 13-17
  • NO monthly fees
  • ATM fees waived up to $25.00 per month
  • Free SmartCash Visa® Debit Card in Teen's name
  • Online & Mobile Banking access

*APY = Annual Percentage Yield. A new account is required to receive this incentive. Only one bonus incentive per teen. No opening or minimum balance required. Bonus will be deposited into the Transcend MyCash Checking Account 30 days after account has been active and has maintained a positive balance. Transcend MyCash Checking is not a dividend-bearing account. Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. All terms and conditions are subject to change without notice.



 

It is never too early to learn about ways to protect and keep track of your money. That's why our MyCash Accounts are a smart step toward building a solid financial future.
 
MyCash Account 
 
  • Ages 13-17
  • 100% match on the first $50 deposited!
  • Earn 3.00% APY** on the first $1,000 for the first 12 months! 
  • Mobile Banking
 
Elevate Eagle Account 
 

Establish good savings and spending habits at a young age. Open an Elevate Eagle Savings Account for your child or grandchild and teach them to save early. 

  • Ages 0-12
  • 100% match on the first $50 deposited!
  • Earn 3.00% APY* on the first $1,000 for the first 12 months! 

 

*APY = Annual Percentage Yield. APYs are prospective. APY accurate as of today’s date. This is a variable rate account. Dividend rates may change after the account is opened.  No minimum deposit is required to open an Elevate Eagle Savings Account. Balances up to $1,000.00 for the first 12 months after account opening earn an APY of 3.00%. Balances over $1,000 and balances after the first 12 months from account opening will receive the applicable tier regular savings rate; Regular Savings APYs:   .15% for $0-14,999.99, .18% for $15,000-$49,999.99, .20% for $50,000 or more.  All terms and conditions are subject to change without notice.  Federally insured by NCUA. 

 


**APY = Annual Percentage Yield. APYs are prospective. APY accurate as of today’s date. This is a variable rate account. Dividend rates may change after the account is opened.  No minimum deposit is required to open a MyCash Savings Account. Balances up to $1,000.00 for the first 12 months after account opening earn an APY of 3.00%. Balances over $1,000 and balances after the first 12 months from account opening will receive the applicable tier regular savings rate; Regular Savings APYs:   .15% for $0-14,999.99, .18% for $15,000-$49,999.99, .20% for $50,000 or more.  All terms and conditions are subject to change without notice.  Federally insured by NCUA. 

 

 

***No minimum balance is required to open or maintain a Transcend MyCash Checking Account. This account does not earn dividends. All terms and conditions are subject to change without notice. Federally insured by NCUA.