- Interest-bearing account
- Free SmartCash Visa® Debit Card
- Free e-Statement
- Mobile banking
- Online banking and bill pay
- Access to over 32,000 surcharge - free ATMs across the United States
- No minimum balance to open account
*APY = Annual Percentage Yield. APYs are prospective. Dividend rates are subject to change after account is opened. No minimum deposit required to open account. Prestige Checking requires an active Transcend loan or Prestige VISA credit card, an active SmartCash debit card, and direct deposit of at least $800 a month. Your average daily balance for the month that corresponds to the applicable account balance tier will earn the stated dividend rate and be paid on the full account balance when all Prestige Checking requirements are met. The Regular Savings second tier rate will be paid on any amount of $25,000 or more and will be paid on all balances if Prestige Checking requirements are not met. Fees may reduce earnings on Prestige Checking accounts.