Elevate Eagle Savings Account: Get your little ones an early start!
With its higher earnings rate, this kids savings account is a good place for parents to keep cash that will help shape their child's future. It's also a good way to begin teaching young people to be smart savers and careful spenders.
- Youth Account Month Special: We offer a 100% match on the first $100 deposited1
- For children ages 0-12 years old
- Earn 5.00% APY* on the first $1,000 for the first 12 months
- Save for future purchases, camps, college, cars, and more
- Learn basic money management skills
MyCash Checking Account:
Together, we can make your teen money-smart!
The teenage years are a time for gaining new skills, greater independence, and more responsibility. Transcend MyCash Checking is a checking account for teens that helps them take big steps toward all of their savings goals. As parents keep a watchful eye, teens learn about money management, get their own debit cards and digital banking access, and begin growing into financially responsible adults.
- Youth Account Month Special: 100% match on the first $200 deposited2
- Account available to teens ages 13 to 17
- Teen receives debit card in their name
- Up to 10 foreign ATM fees (Transcend fee) waived per statement cycle ($2.50 each, maximum of $25)3
- Free unlimited access at all Transcend Credit Union ATMs
- No monthly service fees
- Teen gets access to Online and Mobile Banking
- Parent or guardian is a joint owner of the account
- Parent can view financial transactions and link their account to the teen's account
Elevate Eagle Account: *APY = Annual Percentage Yield. APY accurate as of 4/1/2026. This is a variable rate account. Dividend rates may change after the account is opened. No opening deposit or minimum balance required. Balances up to $1,000 for the first 12 months after account opening earn a 5.00% APY. Balances over $1,000 and balances after the first 12 months from account opening will receive the applicable tier Regular Savings Rate. Regular Savings APYs as of 4/1/2026: $0 - $14,999.99 is .05%, $15,000 - $49,999.99 is .10% and $50,000 and over is .15%. 1Deposits made within the first 30 days are matched up to $100. Matched funds will be deposited the same day deposits are made to the new Elevate Eagle Account. One account per minor. Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. All terms and conditions are subject to change without notice. Membership eligibility is required. Federally Insured by NCUA
MyCash Checking Account: The MyCash Checking account does not earn dividends. No opening deposit or minimum balance required. 2Deposits made within the first 30 days are matched up to $200. Matched funds will be deposited the same day deposits are made and will be deposited to the MyCash Checking account. 3Fees from the ATM owner/network still apply. Only one bonus incentive per teen. Must be a new MyCash Checking account; only the first will qualify. Matched amount may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. All terms and conditions are subject to change without notice. Membership eligibility is required. Federally Insured by NCUA