Health Savings Account

  ceramic pig with stethoscope around. HSA letters in middle of picture.

A High Deductible Health Plan, paired with a Health Savings Account (HSA) from Transcend Credit Union is a great way for you to save money on your and your family’s healthcare costs. A Transcend Credit Union HSA offers you a new way to make tax-exempt contributions to pay for current and future qualified medical expenses.  Please consult with a tax advisor for additional information.

  • No set-up charge
  • Earns dividends
  • No minimum balance requirement
  • No monthly service fees
  • FREE debit card
  • FREE online account access
  • Unlimited check writing
  • Unlimited debit card usage

For employers:
  • FREE on-site enrollment available
  • No employer administration/setup fees

Portable– You can keep your HSA even if you:
  • Change jobs
  • Change medical coverage
  • Become unemployed
  • Move to another state
  • Change your marital status

Ownership - Unused balances are yours and roll over year to year (no “use it or lose it” rules)

Control - You make all of the decisions about:
  • How much money to put into your HSA.
  • Which medical expenses to pay from your HSA.

How Do I Get Started

To open your HSA today, call (502) 459-3000 / (800) 292-9490 to speak to a Member Service Representative. For more information about qualified medical expenses and annual contribution limits, visit the Internal Revenue Service website at in a new Window).