Promo Super Money Market

Get the highest return for your money with a Transcend Promo Super Money Market!

Reach your savings goals with promotional rates on our Super Money Market accounts. Compare the three options below to find the account that aligns with your financial goals.

The Transcend Promo Super Money Market

Maximize your savings with a promotional rate while maintaining easy access to your funds. It's a smart option for members looking to earn more on their savings without locking their money away.

The Transcend Promo IRA Super Money Market

Save for retirement while earning a promotional rate on your balance. A Promo IRA Super Money Market offers tax-deferred growth, making it a great option for members planning for the future.

The Transcend Promo Roth IRA Super Money Market

Earn a promotional rate while building retirement savings that can be withdrawn tax-free in retirement if IRS requirements are met. A Promo Roth IRA Super Money Market account is a great choice for members who want to invest in their future with after-tax contributions.

Current Rates

Minimum Average Daily Balance	Rate (APY)
$0-$24,999.99	2.50%
$25,000-$49,999.99	4.00%
$50,000+	4.50%*

Plus, for a limited time, get a cash back bonus incentive based on how much you deposit!**

Minimum Average Daily Balance	Cash Back Incentive
$50,000-$99,999.99	$150
$100,000-$249,999.99	$300
$250,000+	$500

Lock in your savings today by opening a Promo Super Money Market account.

Contact a Transcend Credit Union representative to get started.

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APY = Annual Percentage Yield. APY effective 6/1/2026. This is a variable rate account. Minimum deposit of $50,000 required to open this account.

*A minimum average daily balance of $50,000 must be maintained to earn the 4.50% APY. Balances below $50,000 earn dividends at the following tiered APYs effective 6/1/2026: 2.50% APY for balances of $0–$24,999.99; 4.00% APY for balances of $25,000–$49,999.99; and 4.50% APY for balances of $50,000 or more.

APYs for each dividend tier in effect on 6/1/2026 are guaranteed through 3/31/2027. APY may vary if your account balance increases or decreases and moves between disclosed dividend tiers. Beginning 4/1/2027, APYs will be based on the dividend tier rates in effect at that time. Withdrawals are limited to a minimum of $250 each.

Dividends are calculated using a tiered dividend rate based on the average daily balance. The average daily balance for the month will earn the stated dividend rate for the applicable account balance tier. Rates are subject to change monthly beginning 4/1/2027.

**Cash Back Bonus Offer: Members can earn a one-time cash back bonus based on the account's average daily balance during the promotional qualification period: $150 for balances of $50,000–$99,999.99; $300 for balances of $100,000–$249,999.99; and $500 for balances of $250,000 or more. Bonus eligibility requirements apply. The applicable cash back bonus will be deposited into the members’ account after the qualifying balance has been maintained for 30 consecutive days.

Six free withdrawals per month. A $5.00 fee applies to each additional withdrawal. No monthly maintenance fees. For fees related to the routine use of this account, please refer to the Credit Union Fee Schedule.

Rates and offers are subject to change or termination without notice. Membership eligibility required. Federally Insured by NCUA.