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Business Checking Deluxe

More support for your business to keep your finances on track


Transcend’s Business Checking Deluxe meets the checking needs of businesses with high transaction volume and offers premium relationship benefits that include great technology and easy account access.

  • 300 Free checks deposited per month
  • Free Online and Mobile Banking
  • Free Mobile Deposit
  • Free e-Statements
  • Free unlimited access at all Transcend Credit Union ATMs
  • Free consultation with Elavon Card Merchant Services


Includes easy-to-use small business payment and accounting software

The Transcend Business Checking Deluxe also includes a complete invoicing, payment and reporting solution at a much lower cost than popular online solutions. With Autobooks*, you can create invoices, take payments through payment links, QR codes, and in person, and even add reporting features to monitor and manage the cash side of your business finances.  


Business checking and payment solution for one low price

Combine your payments and accounting software needs with a checking account that offers plenty of room to grow and you have a complete business banking solution starting at just $12.00 a month. Add in the support and service from Transcend Credit Union and you set yourself up for success.

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Does the Business Checking Deluxe Account have a minimum balance requirement?

The account does not have a minimum deposit to open or balance to maintain, however you can earn a $2.00 statement credit each month by keeping an average daily balance of $25,000 or more.


Do I need to become a member of Transcend Credit Union to open a business checking account?

Yes, membership is required to hold an account at Transcend credit union. The good news is, it is extremely easy to become a member with a regular savings account. A balance of $5.00 in your savings account is all that is required to maintain membership status.


Are there personal Transcend checking accounts I can open along with my business account?

Yes, Transcend Credit Union offers many different checking accounts, including Rate Rewards Checking that pays higher interest rates and Benefits Checking that is packed with features, including shopping rewards. Compare features and learn more about all of our personal checking accounts.


Manage your business with a Transcend Credit Union Business Checking Deluxe Account

Transcend offers the tools that make it easier to manage your business finances. Contact us today to learn more and open your account.

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* The Business Checking Deluxe Account is designed for businesses that deposit more than 300 check items per month. Autobooks online enrollment is required to have this account. Autobooks allows a member to send invoices to and receive payments from their clients. (See the Autobooks Terms of Use and End User License Agreement prior to online enrollment for additional information about Autobooks.) If a member opens the account and does not enroll in Autobooks in the first 30 days, the account will be converted to Business Checking. Likewise, if a member cancels Autobooks, the account will be converted to Business Checking. There is a per item check deposit fee for over 300 items (See Fee Schedule). There is a monthly service charge for Autobooks paid through a direct ACH debit to the account (See Fee Schedule). No minimum deposit is required to open a Business Checking Deluxe account.












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Personal Checking Accounts

Unique accounts to fit your unique needs.

Transcend Credit Union has a variety of personal checking accounts to accommodate your lifestyle.