Business Checking Deluxe

Transcend's Business Checking Deluxe meets the checking needs of businesses with high transaction volume and offers premium relationship benefits that include great technology and easy account access. 

  • 300 Free checks deposited per month
  • Free SmartCash Business Visa debit card with access to over 32,000 surcharge – free ATMs across the United States
  • Free online and mobile banking
  • Free mobile check deposit
  • Free electronic statements
  • Autobooks

    • Accounting and invoicing business service
    • $12.00 monthly charge for service
    • $2.00 monthly statement credit for maintaining an average daily balance of $25,000 or more each statement month.
  • Free consultation with Elavon  Card Merchant services


The Business Checking Deluxe Account is designed for businesses that deposit more than 200 check items per month.  Autobooks online enrollment is required to have this account. Autobooks allows a member to send invoices to and receive payments from their clients.  (See the Autobooks Terms of Use and End User License Agreement prior to online enrollment for additional information about Autobooks.)   If a member opens the account and does not enroll in Autobooks in the first 30 days, the account will be converted to Business Checking. Likewise, if a member cancels Autobooks, the account will be converted to Business Checking. There is a per item check deposit fee for over 300 items (See Fee Schedule). There is a monthly service charge for and by Autobooks through a direct ACH debit to the account (See Fee Schedule).  No minimum deposit is required to open a Business Checking Deluxe account.